Critical Illness Insurance
When a critical illness is diagnosed with a condition that is covered by the plan there is a payout directly to the covered individual with no restrictions on how the benefit is spent. The benefit can cover living expenses, medical expenses, etc. The types of conditions covered include, coronary artery bypass surgery, end stage renal failure, stroke, major organ transplant, heart attack and others. Benefits are paid whether additional treatment is sought or not.
The plans are configurable and family members can be added. Coverage can be continued if the employee leaves the company as long as they continue to pay premiums. There are also special resources included for insureds that are diagnosed with Parkinson's disease or cancer.